In 2025, the Federal Government Early Retirement Buyout aims to assist agencies in workforce reduction while providing employees with incentives to retire early. Eligible federal workers may receive lump-sum buyouts and other benefits, impacting their retirement savings and pensions. Evaluating how this buyout affects FERS, TSP, and Social Security is crucial. Employees must carefully weigh their options before opting for early retirement. Seeking professional financial advice can help individuals determine if this opportunity aligns with their long-term goals.